Why adult population are being hacked in USA which reached to 50%

Do you know, over the last couple years 50% of the U.S. Adult Population have been hacked--and most of them don’t even know it! Don't let it happen to you. Be serious for the each moment with your daily life. 

Learn more at: HERE

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There are six types of Identity Theft: 

• New Account Fraud 

• Account Takeover Fraud 

• Criminal Identity Theft 

• Medical Identity Theft 

• Identity Cloning 

• Commercial Identity Theft 

Don't wait till it's too late! 

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How to be Safe During Shopping In Online

How to be Safe when you Purchase in online using Credit card

Are you one of the increasing numbers of shoppers who embraces the convenience of making holiday purchases online? If you said yes, you’re part of a rapidly growing sector of consumers. Analysts predict that online retail sales this holiday season will surpass $94 billion this year, a new record.

If you’re like the majority of today’s consumers, making online purchases has become second nature and e-commerce is the new normal. Our collective acceptance of digital retail outlets, however, should not make us so complacent that we overlook the emerging risk of fraud.

A recent article in Forbes surveying 125 retailers found that online fraud attempts are estimated to increase by 43% this year. That’s a big jump. Rather than feeling anxious, these stats should motivate us to look for simple strategies to help minimize risks when shopping online.

With the right advice, it’s easy to shop online safely and benefit from great deals on holiday purchases. Here are 5 safety tips you can start using right away.

Review your transaction history often

Rather than waiting for your monthly statement to arrive, we recommend occasionally reviewing your transaction histories for your credit card, bank account, and Payza account. Make a quick review each week in December and January when your transactions are at their highest. If you wait for your statement to arrive, this high volume makes it more difficult to identify unauthorized purchases.

If you spot a transaction that you don’t remember making, report it immediately to your bank, credit card company, or Payza.

Watch out for phishing emails

Fraudsters know  you are shopping online more than usual during the holidays, which makes keeping track of all the online stores you visit and purchases you make more difficult. Expect more phishing email scams to show up in your inbox as cyber criminals try to take advantage of the holiday rush. Beware of fraudulent emails claiming there is a problem with a recent purchase made at a popular online retailer, or that claims there is a problem with your bank or credit card. Be very suspicious of any email requesting your personal financial information, passwords, and/or usernames for any issue related to payments and online shopping.

For even more information about phishing emails, check out our blog article on how to identify these fraud emails.

Shop on sites you know and trust, read reviews for sites you don’t know

If a deal seems too good to be true, it probably is. There are countless websites claiming to have high-end merchandise for sale at bargain prices. Most online retailers are legitimate businesses, but some aren’t. Play it safe and limit your purchases to retailers you know. If there’s a deal you simply can’t pass up from a site you’ve never heard of, be sure to research the reputation of the retailer before making a purchase. This is especially important for online auction sites where the seller may not be associated with the website – read the reviews and feedback for sellers.

Beware of fake reviews as well. A high number of positive reviews posted over a period of months to years offer the best estimate of trustworthiness for a seller.

Update your anti-virus software and operating system today

Be certain that you have downloaded all recent updates to your anti-virus and operating system. This ensures your computer is protected from known malware, spyware, and spamware bots that lurk behind the scenes at some online retailers and infect online shopping cart payment gateways. Make sure you are using the latest version of your preferred internet browser as well. Browsers are updated regularly to remove software vulnerabilities known to have been exploited by cyber criminals.

Use secure payment methods and check security certificates

Credit cards and online payment options, like your Payza e-wallet, are more secure methods to make purchases online because they have built-in fraud prevention screening tools to help protect your information. These protections may be absent when you make purchases using direct money transfers or personal checks.

Be sure to only make purchases from websites that have encryption technologies that protect your personal information, such as SSL (Secure Sockets Layer) and HTTPS protocols (the “S” means “Secure”). You should see a “lock” icon next to the web address; when you click it, a security certificate should appear for that website; if no security certificate appears, you are likely at a fraudulent website and should navigate away immediately.

7 Common Job Search Scams and How to Protect Yourself

7 Common Job Search Scams and How to Protect Yourself

Here at FlexJobs, we loathe job search scams and are truly interested in helping job seekers identify and steer clear of “too good to be true” job opportunities. FlexJobs’ CEO, Sara Sutton Fell, started FlexJobs in 2007 to fight back against the frustrating—and often harmful—fraudulent schemes in the work-at-home job market. That’s we hand-screen every single job and company before its posted our site: to help job seekers stay safe and avoid scams. Over the last 10 years, we’ve created a database of over 47,000 hand-screened, legitimate companies that have offered real, flexible jobs. 

Most job search scams fall within eight common categories. Knowing how to differentiate legitimate work opportunities from harmful ones is the best way to protect yourself in your search for a flexible job.

Below are eight examples of real work-at-home job scams you are likely to run into when looking for flexible work—especially if you are searching for a job you can do from home.

Here are eight job search scams to be aware of:

1. Data Entry Scams

Data entry scams come in many forms, but the common theme is they promise a lot of money for a job that does not require much skill. Jobs in this category often require an upfront payment for processing or training and very rarely pay as well as advertised. There are legitimate data entry jobs out there, but they do not advertise extravagant wages and they do not require an initial outlay of funds. 

Actual job posting for a data entry scam:

“Numerous companies are looking for workers to submit information into online forms and they will pay you nicely in return. This is not a get-rich-quick scheme but a legitimate way to earn money from home. For Full Details please read the attached .html file.”

2. Pyramid Marketing

Pyramid marketing is illegal and has no basis in real commerce. Typically, there is no product involved in a pyramid marketing scheme, just the exchange of money. Similar to chain letters, people invest in pyramid marketing because they believe they will benefit from investments made by people who follow them into the program. In order for someone to make money with a pyramid marketing scheme, someone else must lose funds. 

Actual job posting for a pyramid marketing scam: 

“My name is Michael. I’ve made it my job to help people succeed online. I’m constantly on the lookout for the best ways and means to make your job simpler, and I pass the good stuff on to you. I have developed the eBay Cash Machine – it allows everyone to make a great income on eBay 99% automatically. It only takes a few minutes to set up and once that is done you will have your own eBay Businesses that literally run on auto-pilot! You just wait for the money to come in!”

3. Stuffing Envelopes

Stuffing envelopes is a job scam that has been around for many years. Although variations exist, this scam typically involves signing up and paying a fee to “stuff envelopes from home.” Once enrolled, you receive a document explaining how to get others to buy the same envelope-stuffing opportunity you did. You earn a small commission when someone else falls for the scam and pays the nonrefundable fee. 

Actual job posting for an envelope stuffing scam:

“$550 to $3,000 weekly. Ten dollars for each circular you mail…Free postage…Free circulars…No newspaper ads…No magazine ads…No bulletin board ads! Paychecks mailed to you every week! Advance paycheck forms included in your package!”

4. Wire Transfers 

Popular among thieves, wire transfer scams move money quickly from one account to another. These transactions are difficult to reverse making it nearly impossible to recover lost funds. Although sometimes the request for a money transfer may seem legitimate, it should always be thoroughly checked out. Scammers have been known to pose as company executives asking employees to fraudulently move money from one account to another.

Actual job posting for a wire transfer scam:

“We are small new firm engaged in export of goods to overseas outside my country. We have won various small exports contract at one time or the other, recently we were (engaged) contracted to supply financial programs for market analyzing, management project software in USA which was successfully done. We do not have so much time to accept wire transfers and can’t accept cashiers checks and money orders as well. So we need your help to accept this payments in your country faster. If you are looking to make additional profit we will accept you as our representative in your country. You will keep 10% of each deal we conduct.”

5. Unsolicited Job Offers

Unsolicited job offers often come in the form of a job scam emails. These offers are not sought out by the job seeker and offer either immediate employment or the opportunity to interview for a great job. Be wary of any job with vague job requirements and descriptions, unprofessional emails, online interviews using a Yahoo IM account, and any emails that don’t include contact information or that are sent from a personal email account. 

Actual job posting for an unsolicited job offer scam:

“Our Worldwide Corporation is looking for new employees on various vacancies. We are already for a long time in the market and now we employ employees to work from home. Our supreme desire now is to enlarge our business level to more countries, so we are advertising here in hope of cooperating with you all. We highly appreciate honest and creative employers. You do not need to invest any sum of money and we do not ask you to give us with your bank account requisites! We are engaged in totally officially authorized activity and working in our corporation you can reach career growth at a permanent job.”

6. Online Reshipping

Online reshipping is a very serious job search scam because those who fall for it unintentionally become criminals. Reshipping, also known as postal forwarding, are work-at-home jobs that involve repacking and forwarding stolen goods to customers outside the United States. Although promised a paycheck and reimbursement for shipping charges paid out of their own pocket, those who fall victim for this type of scam rarely receive any money.

Actual job posting for an online reshipping scam:

“Honest workers needed for a package processing company located in NY, but any location in US are welcome! We have customers worldwide and started that position to suit they needs. We offer you 40$ for each processed package. The payment shall be made twice a month. The Company shall also bear all shipping expenses. Your salary is totaly depends on your ability to work fast and handy.”

7. Rebate Processor

Rebate processing jobs mislead job seekers by promising high income in exchange for processing rebates at home. A nonrefundable “training” fee is usually required to get started as a rebate processor. Instead of simply processing rebates, this job involves creating ads for various products and posting them on the Internet. A small commission is earned when someone buys the products, part of which is sent back to the buyer as a rebate.

Actual job posting for a rebate processor scam:

“Make money simply by filling out online forms – Enter the data into the forms that we provide you, click submit, sit back and collect the money. You’ll earn $15 per rebate processed. Opportunities like this do not come by every day – act now!”

Information sourced by: Flexjobs